:root {
  --ink: #111827;
  --muted: #4b5563;
  --line: #e5e7eb;
  --paper: #ffffff;
  --wash: #f9fafb;
  --brand: #dc1430;
  --brand-dark: #b80f25;
  --header: #1a1a1a;
  --good: #16a34a;
  --shadow: 0 18px 40px rgba(17, 24, 39, 0.08);
  --soft-shadow: 0 8px 22px rgba(17, 24, 39, 0.06);
  --radius: 8px;
}

* {
  box-sizing: border-box;
}

html {
  color: var(--ink);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.45;
}

body {
  margin: 0;
  background: var(--wash);
  overflow-x: hidden;
}

a {
  color: inherit;
}

::selection {
  background: #f6c8d0;
}

.site-header {
  background: var(--header);
  border-bottom: 0;
  position: sticky;
  top: 0;
  z-index: 10;
}

.nav {
  align-items: center;
  display: flex;
  gap: 18px;
  justify-content: space-between;
  margin: 0 auto;
  max-width: 1120px;
  min-height: 59px;
  padding: 0 20px;
}

.brand {
  align-items: center;
  display: inline-flex;
  color: #fff;
  font-size: 24px;
  font-weight: 500;
  gap: 12px;
  line-height: 1;
  text-decoration: none;
}

.brand-wordmark {
  display: inline-flex;
}

.brand-bill {
  color: var(--brand);
  font-weight: 800;
}

.brand-tools {
  border-left: 1px solid rgba(255, 255, 255, 0.25);
  color: rgba(255, 255, 255, 0.72);
  font-size: 13px;
  font-weight: 800;
  letter-spacing: 0;
  padding-left: 12px;
  text-transform: uppercase;
}

.nav-links {
  align-items: center;
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  justify-content: flex-end;
}

.nav-links a {
  color: rgba(255, 255, 255, 0.75);
  font-size: 14px;
  font-weight: 600;
  text-decoration: none;
}

.nav-links a:not(.button):hover {
  color: #fff;
}

.nav-links .button {
  color: #fff;
}

.button {
  align-items: center;
  background: var(--brand);
  border: 0;
  border-radius: var(--radius);
  color: #fff;
  cursor: pointer;
  display: inline-flex;
  font: inherit;
  font-weight: 700;
  justify-content: center;
  min-height: 44px;
  padding: 11px 16px;
  text-decoration: none;
  transition: background 160ms ease, border-color 160ms ease, box-shadow 160ms ease, color 160ms ease, transform 160ms ease;
}

.button:hover {
  background: var(--brand-dark);
  box-shadow: 0 10px 22px rgba(220, 20, 48, 0.22);
  transform: translateY(-1px);
}

.button.secondary {
  background: #fff;
  border: 1px solid #cbd5e1;
  color: var(--ink);
}

.button.secondary:hover {
  background: #f3f4f6;
}

.hero {
  background: var(--paper);
  border-bottom: 1px solid var(--line);
}

.hero-inner,
.section,
.tool-wrap {
  margin: 0 auto;
  max-width: 1120px;
  padding: 56px 20px;
}

main.tool-wrap {
  background: linear-gradient(180deg, var(--paper) 0 320px, var(--wash) 320px 100%);
  max-width: none;
  padding: 0 0 68px;
}

main.tool-wrap > .eyebrow,
main.tool-wrap > h1,
main.tool-wrap > .lead,
main.tool-wrap > .tool-layout,
main.tool-wrap > .note-panel {
  margin-left: auto;
  margin-right: auto;
  max-width: 1120px;
}

main.tool-wrap > .eyebrow {
  padding: 54px 20px 0;
}

main.tool-wrap > h1 {
  padding: 0 20px;
}

main.tool-wrap > .lead {
  margin-top: 18px;
  padding: 0 20px 36px;
}

main.tool-wrap > .tool-layout {
  padding: 0 20px;
}

.hero-grid {
  align-items: center;
  display: grid;
  gap: 44px;
  grid-template-columns: minmax(0, 1.1fr) minmax(280px, 0.9fr);
}

.eyebrow {
  color: var(--brand);
  font-size: 13px;
  font-weight: 900;
  letter-spacing: 0;
  margin: 0 0 10px;
  text-transform: none;
}

h1,
h2,
h3 {
  letter-spacing: 0;
  line-height: 1.08;
  margin: 0;
}

h1 {
  font-size: clamp(38px, 7vw, 64px);
  max-width: 760px;
}

h2 {
  font-size: clamp(28px, 4vw, 42px);
}

h3 {
  font-size: 20px;
}

p {
  color: var(--muted);
  margin: 0;
}

.lead {
  color: #374151;
  font-size: 20px;
  margin-top: 18px;
  max-width: 690px;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 28px;
}

.hero-panel {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 22px;
}

.mini-result {
  background: #f9fafb;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  margin-top: 18px;
  padding: 18px;
}

.mini-result strong {
  display: block;
  font-size: 34px;
  line-height: 1;
  margin-bottom: 8px;
}

.stat-row {
  display: grid;
  gap: 10px;
  grid-template-columns: repeat(3, 1fr);
  margin-top: 18px;
}

.stat {
  background: var(--wash);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 12px;
}

.stat b {
  display: block;
}

.section-head {
  display: flex;
  gap: 20px;
  justify-content: space-between;
  margin-bottom: 24px;
}

.section-head p {
  max-width: 520px;
}

.tool-grid {
  display: grid;
  gap: 16px;
  grid-template-columns: repeat(3, 1fr);
}

.tool-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 22px;
  text-decoration: none;
  transition: border-color 160ms ease, box-shadow 160ms ease, transform 160ms ease;
}

.tool-card:hover {
  border-color: #f2a8b4;
  box-shadow: 0 10px 24px rgba(17, 24, 39, 0.08);
  transform: translateY(-2px);
}

.tool-card p {
  margin-top: 10px;
}

.tag {
  background: #fff1f2;
  border-radius: 999px;
  color: var(--brand-dark);
  display: inline-flex;
  font-size: 12px;
  font-weight: 900;
  margin-bottom: 14px;
  padding: 5px 9px;
}

.tool-layout {
  display: grid;
  align-items: start;
  gap: 24px;
  grid-template-columns: minmax(0, 1fr) 360px;
  min-width: 0;
}

.tool-panel,
.result-panel,
.note-panel {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--soft-shadow);
  min-width: 0;
}

.tool-panel {
  padding: 28px;
}

.result-panel {
  align-self: start;
  overflow: hidden;
  position: sticky;
  top: 86px;
}

.result-body {
  background: var(--paper);
  padding: 28px;
}

.result-empty {
  color: var(--muted);
}

.form-grid {
  display: grid;
  gap: 16px;
  grid-template-columns: repeat(2, 1fr);
  margin-top: 22px;
}

.field {
  display: grid;
  gap: 7px;
}

.field.full {
  grid-column: 1 / -1;
}

label {
  font-size: 13px;
  font-weight: 900;
  line-height: 1.25;
}

input,
select {
  background: #fff;
  border: 1px solid #d1d5db;
  border-radius: var(--radius);
  color: var(--ink);
  font: inherit;
  min-height: 44px;
  padding: 10px 12px;
  width: 100%;
  transition: border-color 160ms ease, box-shadow 160ms ease;
}

input:focus,
select:focus {
  border-color: var(--brand);
  box-shadow: 0 0 0 3px rgba(220, 20, 48, 0.14);
  outline: none;
}

.help {
  color: var(--muted);
  font-size: 12px;
  min-height: 18px;
}

.form-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  grid-column: 1 / -1;
  margin-top: 6px;
}

.big-number {
  color: var(--ink);
  display: block;
  font-size: clamp(36px, 5vw, 48px);
  font-weight: 900;
  line-height: 1;
  margin: 10px 0;
}

.result-list {
  display: grid;
  gap: 10px;
  margin: 18px 0 0;
}

.result-line {
  align-items: center;
  border-top: 1px solid var(--line);
  display: flex;
  gap: 14px;
  justify-content: space-between;
  padding-top: 10px;
}

.result-line span {
  color: var(--muted);
}

.result-line b {
  text-align: right;
}

.cta-strip {
  background: #111827;
  color: #fff;
  padding: 24px 28px 28px;
}

.cta-strip p {
  color: #d7e4ef;
  margin: 8px 0 16px;
}

.cta-strip .button {
  background: var(--brand);
  color: #fff;
}

.cta-strip .button:hover {
  background: var(--brand-dark);
  box-shadow: 0 10px 22px rgba(220, 20, 48, 0.22);
}

.note-panel {
  margin-top: 22px;
  padding: 22px;
}

.note-panel ul {
  color: var(--muted);
  margin: 12px 0 0;
  padding-left: 20px;
}

.decision-result {
  background: #fff1f2;
  border: 1px solid #f2a8b4;
  border-radius: var(--radius);
  padding: 18px;
}

.decision-result p {
  margin-top: 8px;
}

.footer {
  background: var(--paper);
  border-top: 1px solid var(--line);
  color: var(--muted);
  padding: 30px 20px;
  text-align: center;
}

.guide-list {
  display: grid;
  gap: 14px;
  margin-top: 22px;
}

.guide-item {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--soft-shadow);
  padding: 20px;
}

.guide-item p {
  margin-top: 6px;
}

@media (max-width: 860px) {
  .hero-grid,
  .tool-layout,
  .tool-grid {
    grid-template-columns: 1fr;
  }

  .result-panel {
    position: static;
  }

  .section-head {
    display: block;
  }

  .section-head p {
    margin-top: 10px;
  }
}

@media (max-width: 560px) {
  html,
  body {
    max-width: 100%;
    width: 100%;
  }

  .nav {
    align-items: flex-start;
    flex-direction: column;
    padding: 14px 16px;
  }

  .hero-inner,
  .section,
  .tool-wrap {
    padding: 34px 16px;
  }

  main.tool-wrap {
    background: linear-gradient(180deg, var(--paper) 0 330px, var(--wash) 330px 100%);
    padding: 0 0 48px;
  }

  main.tool-wrap > .eyebrow {
    padding-top: 52px;
  }

  main.tool-wrap > .eyebrow,
  main.tool-wrap > h1,
  main.tool-wrap > .lead,
  main.tool-wrap > .tool-layout,
  main.tool-wrap > .note-panel {
    margin-left: 20px;
    margin-right: 20px;
    max-width: calc(100vw - 40px);
    padding-left: 0;
    padding-right: 0;
    width: 330px;
  }

  main.tool-wrap > h1 {
    font-size: 36px;
  }

  main.tool-wrap > .lead {
    font-size: 19px;
    max-width: calc(100vw - 40px);
    overflow-wrap: break-word;
    padding-bottom: 30px;
    white-space: normal;
  }

  .tool-layout {
    display: block;
  }

  .result-panel {
    margin-top: 18px;
    width: 100%;
  }

  .tool-panel,
  .result-body,
  .cta-strip,
  .note-panel {
    padding: 22px;
  }

  .tool-panel,
  .result-panel {
    max-width: calc(100vw - 40px);
    width: 330px;
  }

  .form-grid,
  .stat-row {
    grid-template-columns: 1fr;
  }

  .big-number {
    font-size: 36px;
  }
}